Wireframes/app design ideas

 Today in my spare time i have been working on the wireframes. 

Screen above shows settings screen where customer would be toggle or check their options. Furthermore, when it comes to the payment options user would be only able to edit those options after either resubmitting their password or scanning the fingerprint. In order to confirm their identity to prevent potential theft. 

Version above i have experimented with making the wave effect and the ripple effect however personally i don't think it works altogether so i scrapped that idea and got rid of the wave.  And instead decided to have bottom and top bar as a ripple which is more cohesive and unified. Furthermore, following wireframes touchpoints are based from the book and to be specfic and extract where it mentioned what points are the best when it comes to the UI/UX and which are not so comfortable to reach for the user. This is crucial because in the long run you want to make sure that the customer/user will continue using the app and will not feel discouraged to use the app due to unintuitive user design.